Managing Diabetes, Insurance, and Appeals
The cost of diabetes, insurance coverage, and overall management care is rising every year, and paying for supplies can really take a toll on your wallet. Sometimes just having health insurance isn't enough to cover maintenance costs. With the cost of health insurance rising every day, devices and treatment methods are becoming more expensive and diabetes insurance denials more common. But we have some tips to help you appeal denials and get the most out of your health insurance buck.
Before You Apply For Approval:
- Prior to applying for additional supplies, devices, or treatments, read through your insurance policy and check for any clauses about "pre-existing conditions," chronic illness care, "durable medical equipment" and "maintenance drugs."
- Talk with your human resources representative at your company for guidance on how to apply for approval.
- Contact your health insurance company and confirm the correct procedure for applying for coverage. Be sure to send your request in writing to the correct person or department.
If You Are Denied:
- Call your health insurer and find out why your claim was denied. Take note of the date you called, the representative's name, and their comments.
- If your denial letter gives vague reasons for denial, ask for further specifics in writing.
- Ask for a copy of your health insurance company's Evidence of Coverage or Certificate of Coverage, which will outline the full benefits of your insurance plan.
Blueberry Pancakes Thai Lemon Lime Shrimp Salad Spinach and Mushroom Turnovers Teriyaki Strips Chayote Squash Soup with Cilantro Sour Cream Insalata Tricolore Apricot-Glazed Pork Loin Chops Triple Chocolate Cheesecake Pie South American Potato Salad Raspberry Thumbprints
Ten years ago, I sat in my Primary Care Physician's office. I had just been weighed and measured. A nurse had just taken my vitals and my blood pressure had come in a bit higher than usual, which was no wonder because I sat there a nervous wreck. In the year since my last physical, I'd gained another fourteen pounds. I was the heaviest I'd ever been, the scale clocking me in at 228 at 5'3" tall. I honestly couldn't believe it. I knew that I hadn't gotten my eating habits under control in...