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Practice makes near perfect at bedtime

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Does your health insurance meet your diabetes needs?
Yes, my health insurance covers all of my diabetes needs.
 
My health insurance covers most of my needs, but I still have to cover a few things out of pocket.
 
My health insurance covers some of my diabetes treatment needs, but I have to pay for a substantial portion out of pocket.
 
I am on Medicare and/or Medicaid.
 
I don't have health insurance.
 

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by Brenda Bell
As I noted in my last post, I'm currently in my company's open season, and after many years with only an employer-only-contribution Health Reimbursement Account (HRA) and high-stakes Flexible Spending Account (FSA), we finally have the option of a true, we-keep-the-money-we-don't-use Health Savings Account (HSA) plan. While priced between the two HRA plans, the HSA plan has some interesting quirks of its own that are...