Many insurance plans either limit you to the basic models of One Touch meters (Ultra Mini) or Accu-Chek meters (Nano or Aviva), or (if you're on Medicare) a house-brand meter with proprietary strips, which they send to you. If you choose to use a more advanced meter (e.g., One Touch Verio) you may need to pay for it out of pocket, and you may have to pay more for your strips. If you choose to use a meter that uses different strips, you may be on your own.
Many insurance plans severely limit the number of strips they will pay for. Some doctors will try to override those limits; many won't -- and many insurance companies will ignore those override orders. If you need more strips than your plan will cover, you'll have to pay for them outright. Also, check your insurance plan's co-pays: sometimes it will be cheaper to purchase your strips OUTSIDE of your insurance plan. In that case, choose what you want.
The retail cost of strips can vary dramatically based on the brand, model, and where you buy them from. You may find that you cannot afford the cost of strips for your preferred meter, and have to settle for another that is equally accurate, but does not have the particular features you want.
Some doctors and CDEs want you to use a specific brand or model of meter because it's what their software supports and gives them the information they want to have in treating you. Your own computer's operating system may further limit your choice of meters to what is compatible with it.
So there you have it: cost, coverage, operating system and HCP preference can all limit your choice of meter.
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