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The new insurance kicks in tomorrow. I am a nervous wreck. I keep bolting up in the middle of the night (OK, not bolting, more like pissing and moaning when the baby wakes me and then unable to get back to sleep) with all these thoughts racing thru my brain. I don't think our state is one that excludes prior conditions, but I don't know if that applies if you've had a lapse in coverage. And does a month qualify as a lapse? Am I going to have to jump thru hoops to make sure Olivia's supplies are covered? Will we have to pay out of pocket for a year? Gaaaaaaaaaah! No wonder I'm so freakin' tired all the time.

So tomorrow I get to call the new insurance and talk to them about all this. Fun, fun, fun. I get to see if they cover her endocrinologist (I know they cover her pediatrician) and how many test strips they'll allow. I get to see what their pump coverage is and how many hoops I have to jump thru in order to get her a new one next year. I hate, hate, hate dealing with this crap.

It's maddening. The insurance companies act like they're doing you this huge favour by deigning to talk to you about your coverage. Like I'm not forking over good money for this. Like I'm some sort of beggar. Like they're being magnanimous by "allowing" Olivia to use 10 test strips a day. I hate having to justify that. Don't they realize that by testing so frequently, I can head off highs earlier, thereby saving them thousands and thousands of dollars down the road? Don't they get that testing = fewer complications? Why to they have to make it so freakin' difficult?

I just know I'll get on the phone tomorrow and have an attitude about it before I even speak to anyone. I shouldn't, but years of experience has told me that 9 times out of 10, I have to argue and fight and fax things and call this department and that department and I swear, they're just trying to get me to give up.

Who knows. Maybe tomorrow will be a breeze. Somehow, though, I doubt it.