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May 24th, 2012
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I don't know a lot about the Canadian universal health care. What I have learned has been in dribs and drabs, culled from friends and from the few Canadian posters to the Children With Diabetes parents email list. I knew it varied from province to province but assumed that most diabetes supplies were covered.

 

And then I read this post by Andrea, over at A Garden of Na Mmoy. She has type 1 diabetes, although she doesn't post about it very often. She has a few other posts about diabetes and she's an eloquent writer no matter what the subject - you should check her out regardless. But that post really opened my eyes to the limits that any insurance, universal or private, puts on our health.

 

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I've always been blessed with fairly amazing insurance. My dad worked for the city of Houston for several decades, so our family has always had the group policy with a large subscriber base and it's stayed the same since I was born.

 

After he retired, we kept the same insurance as part of his pension plan. Our co-pays rarely change for either doctors or prescriptions. They pay roughly eighty percent of most procedures and devices. And since I was blessed with a stable income family, I'm able to afford the $45 copays and twenty percent of the pump.

 

But in the last few years and with the new health issues, my health bills seem to be piling up. And with the economy the way it is, I'm starting to stress about how to pay for some of the necessary (and probably not so necessary) items.

 

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My husband just switched jobs, which is always a headache when it comes to health insurance. If you are lucky enough to be allowed to start right away, with no waiting period, there's still that period of limbo when the old insurance has been cancelled (and man, they don't waste any time doing that) and when your new insurance is in the system.

 

Of course, Olivia needed insulin while we were in limbo. I went to CVS to pick it up and it was going to cost $335.99 for three bottles of insulin. Needless to say, we can't afford that.

 

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I refilled two prescriptions this evening. My insurance works best through mail-order prescriptions. It allows me to order 3 months of supplies for a discounted co-pay. It also adds some convenience to this disease since it delivers to my door instead of forcing me to go to the pharmacy and stand in line. I definitely enjoy using a mail-order pharmacy.

 

As I was refilling the prescriptions, the online mail-order system calculated my costs. It totaled my co-pays ($60 for Humalog and $90 for strips). On top of that, it showed me the total costs for both the insulin and the strips. And I have to say that I was amazed. I know that all this is expensive, but it's been awhile since I've considered what my prescriptions actually cost (not my co-pay cost).

 

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I despise politics -- political or office or otherwise. First I don't really understand much of it and second I just don't see why people have to act like high school all the time.

 

It's only been recently that I paid much attention to the presidential election. I remember voting in my first presidential election; I was a senior in college and voting by absentee ballot. I felt it was my civic duty to vote, but I couldn't figure out what the real issues were because there was so much mud slinging. The guy I voted for won, but I remember thinking "He hasn't done such a bad job the last four years, so he's probably the lesser of the two evils." Yes, that's seriously what I based my vote on.

 

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Yeah, I know. Duh, right?

I was just reading a post over at Diabetes Daily by Bernard Farrell. He was discussing the astronomical cost of test strips. It is ridiculous that they cost $1 a piece. On an average day, Olivia tests 8 - 10 times. When she's sick, it's even more frequent. That's $10 a day, just in test strips.

The insurance company's answer to this, usually, is "Well, test less frequently." Yeah, you know where you can shove that statement, bucko. Get lost.

But why aren't the insurance companies pushing back on this? Why are they content to let manufacturers charge so freakin' much for test strips? I don't understand it.

I've done this before, but I think it's time to break down what diabetes costs us every month.

-- Approximately $750 for health insurance. Per month. Yeah. Ouch.
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When you see the check-mark-y swoosh, you think Nike, right? An apple gets you the computer company, golden arches make you think of cheesburgers, a peacock will have you thinking Must See TV, a red cross... you get the picture.

 

And when it comes to health there are several very recognizable symbols of support, perhaps the most popular is the pink ribbon for breast cancer. I was doing some research today on breast cancer and realized that the pink ribbon is quite possibly the only symbol synonymous with only one health condition. Even the red ribbon went from AIDS to a host of other causes.

 

You see a pink ribbon you instantly think breast cancer; you see a red, green or yellow ribbon and you have to do some thinking or asking. While many diabetes organizations and associations have their own symbols, there is not one that is universal for diabetes.

 

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One of the more heated discussions going through the diabetes online community is whether or not type 1 diabetes should be renamed to avoid it being lumped in with the public perception of type 2 diabetes. "Don't blame me because my pancreas decided to crap out on me!" is the rallying call -- implying, rightly or wrongly, that type 2 diabetes is always caused by the person with diabetes, through a combination of poor diet choices and poor lifestyle choices. Many people with type 2 diabetes -- particularly the young, fit, and not-obese -- also take issue with that perception. 

 

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Michelle Kowalski
Michelle KowalskiMichelle Kowalski, a writer, editor and photography hobbiest living in Phoenix, was diagnosed with Type 2 diabetes in February 2005. In January 2008, as part of her quest to start on an insulin pump, Michelle learned that she actually has type 1 diabetes. (Read More)
Lindsey Guerin
Lindsey GuerinLindsey is a typical, yet unique, Texas girl who loves shopping, movies and reading. She loves to travel and take risks. She dreams of diabetes cures, never-ending cheesecake and her own airplane. The rest you can discover in her blog! (Read More)
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