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July 29, 2016
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The Fear of Not Having Health Insurance


The recession has finally caught up to my employer, who has painstakingly tried to shield us from it as much as possible. However, next month may bring a restructuring that may include layoffs. No one knows yet who may or may not be on the chopping block.

Ive been unemployed before and it sucks. And I dont want to do it again. But then, I didnt have diabetes. Then, I didnt rely on an insulin pump to stay healthy. Now, I think being unemployed would be amuch worse situation.

When I heard the news about what may happen next month my first thoughts were about how we would continue to pay the two mortgages (no, the house in Missouri hasnt sold yet!), buy groceries and continue to provide the basics for our family without losing our minds. The thoughts of how I would continue to pay for my health care needs were delayed, strangely.

My next endo appointment is scheduled for August, when Ill have a follow-up ultrasound regarding the thyroid nodule found earlier this year. Ill be calling this week to see if we can move that appointment up as a just in case. I know Im not the only person who has been in this situation, so Im sure my endo can work with me to continue to receive care.

And I know I could use COBRA, but geez thats expensive. And just having diabetes puts me in a category that insurers wont even consider if I were to try to get an individual policy.

 

So what's a girl to do in this situation? I may stock pile supplies, I'll hope to get an endo appointment moved up, and I'm praying. A lot. Since being diagnosed I've had health insurance and I'm really scared not to have it. I don't want to end up robbing a convenience store so I can get insulin.



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