Reform Bill

What the Healthcare Reform Bill Means for You (Continued)

By 2014 and beyond...

  • $15 billion over ten years will be funded to the prevention/wellness trust.
  • No one with any pre-existing condition will be denied coverage.
  • Most Americans who are not eligible for Medicare or Medicaid or covered by employer plans will be able to comparison shop for affordable, comprehensive healthcare insurance on centralized exchanges.
  • Government subsidies to Medicare Advantage, plans run by private insurers, will be lowered in 2012, possibly leading to higher premiums or reduced benefits.
  • Medicaid will be expanded to cover people with incomes up to 133 percent of the poverty level ($29,327 for a family of four in 2010).
  • If you remain uninsured, you may face an initial fine in 2014 of $95 or 1 percent of income, whichever is higher. By 2016, the penalty rises to $695 or 2.5 percent of income, but families will not pay more than $2,085.
  • Individuals and families who cannot afford insurance through exchanges and don't qualify for Medicaid may receive premium subsidies.
  • Starting in 2013, individuals earning at least $200,000 and families earning more than $250,000 will pay higher Medicare payroll taxes, as well as a 3.8 percent tax on investment income.

The U.S. Department of Health & Human Services will provide more details in the coming weeks, and dLife will continue to monitor how the new law will benefit Americans with diabetes. Stay tuned…

Bob Woods is a freelance writer based in Madison, Connecticut.

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Last Modified Date: June 13, 2013

All content on is created and reviewed in compliance with our editorial policy.
  1. American Diabetes Association. Updates on Healthcare Reform. (Accessed 03/10)
  2. Diabetes Health. Moving Toward a Healthcare Bill: What People with Diabetes Need to Know. (Accessed 03/10)
  3. The New York Times. How Different Types of People Will Be Affected by the Health Care Overhaul. (Accessed 03/10)
  4. The New York Times. For Consumers, Clarity on Health Care Changes. (Accessed 03/10)
  5. Kaiser Health News. How The Health Bill Would Affect You. (Accessed 03/10)
  6. The New York Times. The New Landscape of Health Care. (Accessed 03/29/10)
  7. Diabetes Forecast Magazine. Health Care Reform Promises Coverage for All With Diabetes. (Access 03/10)
  8. Novo Nordisk. Issue 1: Healthcare Reform. Novo Nordisk Bluesheet: Quarterly Perspectives on Diabetes and Chronic Diseases (Accessed 07/10)
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